IVF Cost in Mumbai 2026 – Affordable Fertility Treatment
There has been a greater number of cases of infertility and there has been a great demand for fertility treatments that can help couples realise the joy of parenthood. The rising number of infertility is due to various reasons and the most common is due to the career choices and the rapid growth and development of economies.
The IVF cost in Mumbai, India remains quite affordable as compared to other countries around the world. Treatment is available as an affordable IVF in Mumbai, with internationally trained medical and non-medical staff. The success rate is quite high as compared to any other country. Countries usually have a higher IVF treatment cost and that remains the reason why these couples search countries that have affordable cost packages.
A Quick Overview of IVF Cost in Mumbai
The IVF cost in Mumbai remains affordable with top-notch services, which remains a major reason why patients around the world choose to come to India for fertility treatments. It is often observed that the cost of IVF treatment is comparatively higher in different countries around the world.
➜ IVF costs completely vary as per patients requirements.
➜ The cost packages do not necessarily represent the total cost of treatment.
➜ There are additional costs associated with the IVF treatment.
➜ Multiple clinics are available around the country.
➜ The total costs depend on the final treatment cost after addition of all the additional treatment.
➜ Budgeting prior to treatment is also advised.
What is the rate of success of IVF Treatments in Metros?
The rate of success of IVF treatment in different Indian cities are mentioned below. The success of metro cities is mentioned below.
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| City | Approximate IVF Success Rate |
| Mumbai | 85%–90% |
| Mumbai NCR | 85%–90% |
| Bangalore | 80%–88% |
| Chennai | 80%–88% |
| Hyderabad | 80%–87% |
| Pune | 78%–85% |
| Ahmedabad | 78%–85% |
| Kolkata | 75%–85% |
Legalities Regarding IVF in Mumbai, India
The Assisted Reproductive Technology (Regulation) Act, 2021, mandates:
✓ The legal age of women in India for IVF is 21 and 50 and for men IVF 21 and 55.
✓ Only married, divorced women, and widows can access fertility treatments in Mumbai, India.
✓ All the clinics should be registered and certified.
✓ The commercialisation of gametes is strictly prohibited in India.
✓ Only altruistic surrogacy is legal in India and commercial surrogacy is not allowed in India.
Why Choose India Health Tour?
With experienced fertility specialists and a high success rate, India Health Tour is a trusted clinic which provides trusted and safe treatments.
- High Success Rate
- Trusted Services
- Experienced Fertility Specialists
- Advanced treatments
- Modern Technologies
- Affordable Treatments
Fertility Clinics in Mumbai
There are multiple clinics in Mumbai that provide top notch services in Mumbai.
India Health Tour
We Care Nidus Fertility
World Fertility Services
Go IVF Surrogacy
Select IVF
We Care IVF Surrogacy
Jaslok-FertilTree International Fertility Centre
Bavishi Fertility Institute
Apollo Fertility
ART Fertility Clinics, Mumbai
Complete Analysis of Average Cost of IVF in Mumbai
The average IVF cost in Mumbai 2026 of IVF in Mumbai 2026 differs on the basis of location, experience of doctors, cost and so on. An average cost of IVF helps provide data to both local and international patients. The cost covers an average cost of the IVF treatment. An additional cost of treatment is later added to the overall cost.
| IVF Treatment | Approximate Cost in Mumbai |
| Basic IVF Cycle | ₹1.0–₹1.8 lakh |
| IVF cost in Mumbai with medicines | ₹1.8–₹3.3 lakh |
| IVF with ICSI | ₹2.1–₹3.6 lakh |
| Frozen Embryo Transfer (FET) | ₹60,000–₹1.05 lakh |
| Donor Egg IVF | ₹2.7–₹4.4 lakh |
| IVF with PGT | ₹2.5–₹5 lakh+ |
Fertility Specialists in Mumbai
There are multiple experienced and internationally trained people in Mumbai.
- MBBS (1980) and MD (1983)
- KEM Hospital/Seth G.S. Medical College
- FCPS; PhD in Reproductive Genetics
- Trained at Yale under Dr. Alan DeCherney
- Past President, ISAR (2003–2006)
- Director, Jaslok-FertilTree
- MBBS, DGO, MD, FCPS and DNB
- Honorary FRCOG
- Served as President of FOGSI, ISAR and IAGE
- MD, FCPS, FICOG
- Honorary FRCOG
- Past President, FOGSI (2019)
- MD, FCPS, FICOG, MSc
- President, ISAR (2015)
- Elected to IFFS Board of Directors
- Past Secretary-General, FOGSI
- Fellowship at the Institute for Research in Reproduction
- Trained in IVF/ICSI at National University Hospital of Singapore (1996)
- Medical Director, Mumbai Fertility Clinic & IVF Centre
IVF cost in Mumbai Hospital
The IVF cost in Mumbai hospital remains quite affordable if choosing a country for fertility treatment, Mumbai remains the most preferred option. With accommodation, access to modern technology, and access to facilities, which helps patients to undergo the treatment easily.
How Does IVF Cost Differ by Treatment Type?
The IVF cost differs with different treatments. With the addition of different treatments and medications, the overall cost of treatment rises.
Types of IVF Treatments:
- IVF with ICSI
- IVF with PGT-A
- IVF with Donor Eggs
- IVF with Donor Sperms
- Frozen Embryo Transfer
- Embryo Freezing
- Egg Freezing Programs
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Cost of IVF with ICSI
IVF with ICSI is combined for male-factor infertility diagnosed for the male partner. And this adds to the overall cost of treatment. In this procedure single sperm is used for treatment.
| Cost Component | Estimated Cost in Mumbai (2026) |
| Basic IVF cycle | ₹1,00,000–₹1,80,000 |
| ICSI procedure | ₹20,000–₹1,00,000 |
| IVF medicines & injections | ₹55,000–₹1,10,000 |
| Monitoring & investigations | ₹5,000–₹20,000 |
| Egg retrieval & laboratory charges | ₹30,000–₹70,000 |
| Total IVF with ICSI | ₹1,50,000–₹3,60,000 |
Cost of IVF with PGT-A
The cost of IVF with PGT-A is combined for checking for ensuring that the embryos are free of any genetic disorder. If there are any inconsistencies in the number of chromosomes.
Reasons why IVF is combined with PGT-A
- The most important reason for combining PGT-A with IVF is the risk of transfer of genetic disorders to the child.
- For reducing the risk of miscarriage.
- Raising the chances of pregnancy.
- Helps by undergoing fewer number of cycles.
- Helps prevent chromosomal conditions.
- Prevents repeated IVF failure.
| Cost Component | Estimated Cost in Mumbai (2026) |
| Basic IVF Cycle | ₹1,00,000–₹1,80,000 |
| Embryo Biopsy | ₹35,000–₹50,000 |
| PGT-A / Genetic Testing | ₹55,000–₹1,50,000+ |
| Embryo Freezing | ₹7,500–₹15,000 per embryo/year |
| IVF + PGT-A | ₹2,20,000–₹3,80,000 |
| IVF + Advanced Genetic Testing | ₹2,75,000–₹4,50,000+ |
Cost of Donor Egg Programs
Patients are prescribed egg donor programs if the intended mother’s egg cannot be used since they are not fit for the transfer. There are conditions that the intended mother is diagnosed with which makes them medically unfit for transferring their embryos.
Donor egg programs are prescribed to patients:
☑ If there is an advanced maternal age.
☑ Ovarian reserves are at a diminishing stage.
☑ If the intended mother is experiencing an early menopause.
☑ Genetic disorders are diagnosed then these programs are prescribed.
☑ If there is a surgical loss that the patient is undergoing.
| Cost Component | Estimated Cost in Mumbai (2026) |
| Donor screening and matching | ₹15,000–₹30,000 |
| Donor stimulation and monitoring | ₹40,000–₹70,000 |
| Donor egg programme | ₹85,000–₹1,50,000 |
| IVF and embryology charges | ₹55,000–₹1,00,000 |
| Recipient medication and endometrial preparation | ₹8,000–₹20,000 |
| Embryo transfer | ₹15,000–₹30,000 |
| Total Donor Egg IVF Programme | ₹2,70,000–₹4,45,000 |
| Approx. USD equivalent | $2,850–$4,690 |
IVF Medication Cost in Mumbai
The IVF medication cost in Mumbai depends on the different procedures that are added to the IVF treatment. The protocol and additional treatments of IVF. IVF cost in Mumbai with medicines includes the following cost throughout treatment.
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- Ovarian Stimulation Medications
🔷 Ovarian Stimulation is one of the initial stages of IVF treatment.
🔷 Helps stimulate ovaries so that they develop an increased number of follicles.
🔷 Manages to control the correct timing and the development of follicle growth.
🔷 The dosages prescribed are according to the ovarian reserve, the age, hormone levels of patients and ultrasounds of the uterus.
🔷 Regular monitoring is done.
🔷 The way the body responds to these medications varies from person to person.
🔷 The overall goal is to reach the required number of mature eggs.
2. Trigger Injection
- It helps with maturation at the final stage before egg retrieval.
- The time of trigger injections is planned carefully.
- The egg retrieval procedure is carefully scheduled after the trigger.
- For this, timing plays a major role.
3. Luteal Support
✔ It supports the lining of the uterus after the process of egg retrieval and embryo transfer.
✔ The hormonal conditions are supported for embryo implantation.
✔ The duration can vary because of protocols and pregnancy outcome.
✔ Then there can be a follow-up monitoring procedure for examination of hormonal support.
4.Other Prescribed Medicines
❇️ Prescribed depending on the individual IVF treatment plan.
❇️ Can help support different stages in an IVF cycle.
❇️ On the basis of the treatment response, the type, dose, and duration are decided.
❇️ Medications should strictly be taken as directed by the doctor.
| Medication / Stage | Approximate Cost in Mumbai (2026) |
| Ovarian stimulation medicines | ₹20,000–₹60,000 |
| Trigger injection | ₹2,000–₹8,000 |
| Luteal support medicines | ₹3,000–₹10,000 |
| Other prescribed medicines | ₹5,000–₹15,000 |
| Estimated Total Medication Cost | ₹30,000–₹93,000 |
What are the Key Factors affecting IVF Cost in Mumbai?
Here are the key factors affecting IVF cost in Mumbai which can help determine the reason why the cost of treatment is affected.
- Maternal Age – Age remains a major factor determining the number of IVF cycles and treatment planning. The quality and quantity of eggs both depend on age.
- Ovarian Reserve – It helps indicate the quantity of eggs the body is producing. Low ovarian reserve may require additional cycles.
- Type of Treatment – The type of IVF treatment chosen by the fertility clinic, as per the condition of the patients, also adds to the cost of IVF.
- Need for ICSI – ICSI is prescribed for male-factor infertility, and if added to the treatment plan, then it raises the overall cost.
- Donor Sperm or Egg – Donor eggs or sperm are used when the intended parents’ gametes cannot be used for treatment and add to the cost.
- Genetic Testing – Genetic testing is for checking if the embryo that has to be transferred does not carry any genetic disorder.
- No. Of Embryos – The embryos which are transferred, and some of them frozen for future transfers, can be added to the overall cost of treatment.
- Fresh or Frozen Embryo Transfer – There are two procedures: either a fresh or frozen embryo is used for the transfer. Both have different methods and requirements, and both can vary the overall cost of treatment.
- Additional Procedures – The extra reviews or procedures that are added to the treatment can add to the cost too.
Cost of IVF in Mumbai for International Patients
IVF cost in Mumbai for international patients remains quite affordable as compared to countries around the world. There are only a few countries that charge less as compared to other countries. Since the cost of IVF or any other fertility treatments is quite high as compared to any other country.
Expenses for International Patients other than Treatment cost
Though the cost of treatment for international patients, especially people travelling from Western countries, stays lower, one should plan before the treatment and make a budget for both medical and non-medical expenses.
| Expense | Estimated Cost |
| Visa | Varies by nationality and visa type |
| Return flights | ₹30,000–₹1,00,000+ |
| Accommodation | ₹2,000–₹8,000 per night |
| Local transportation | ₹500–₹2,000 per day |
| Food | ₹500–₹1,500 per day |
| Interpreter, if required | ₹1,000–₹3,000 per day |
| Airport transfers | ₹1,000–₹3,000 per trip |
| Companion’s expenses | ₹1,000–₹4,000 per day |
| Travel insurance, if applicable | ₹2,000–₹10,000+ |
| IVF treatment | ₹1.8–₹3.3 lakh+ |
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What are the Additional Costs During IVF Treatment?
- There can be additional scans that can be added to the IVF treatment cost.
- Medicines itself remains a major part of the treatment costs, and extra medicines cost too adds to the cost of IVF treatment.
- Cost of Anaesthesia if used during the treatment.
- Embryo freezing procedure too adds to the cost.
- Yearly embryo storage has its own separate charges.
- Treatments such as Frozen embryo transfer and PGT add to the cost if required.
- Donor programs are also added if the gametes of the intended parents can’t be used.
- Surgical sperm retrieval is undertaken for male-factor infertility and adds to the cost.
- Some patients require additional consultations, which also adds to the cost.
Things which can help reduce unnecessary IVF expenses
Request an itemised treatment cost estimate,
which helps patients clearly understand the expected expenses. Without a detailed estimate,
clinic charges can sometimes be confusing and may lead to unexpected costs.
Ask what each specific IVF package includes
before starting treatment. Understanding the coverage makes it easier to plan the treatment
and set a realistic budget.
IVF packages may not include certain additional treatments,
medicines or procedures. Patients should confirm these possible extra charges
with the clinic beforehand.
Compare the complete treatment packages rather than
relying only on advertised headline prices. A lower starting price may not include all the
services required during treatment.
Check the expected medication costs for your treatment.
Medicines and injections can form a significant part of IVF expenses, depending on dosage,
duration and individual response.
Ask about embryo freezing and storage fees.
If embryos are preserved for future treatment, freezing and ongoing storage may add to
the overall cost.
Check whether any unused services or package components
are eligible for a refund. This may help reduce the overall treatment expense.
Discuss the complete treatment plan with your doctor
to understand the likely procedures, medicines and additional services that may be required.
This can help you prepare a more accurate treatment budget.
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Conclusion
IVF cost in Mumbai stays affordable with advanced technology, and high success rate and helps in making India a most preferred country. It is important that one should ensure that data regarding success rate, doctor’s expertise, and especially cost is relevant and the patients are not relying on the data that is fabricated or made up. The cost regarding both medical and non-medical expenses are mentioned in this page. Refer to the information and make the right choice.
Frequently Asked Questions
The average cost of a single IVF cycle ₹1.0–₹1.8 lakh. This is an average cost of treatment and it can vary if additional treatments and medications are added to the cost of IVF treatment. And it has been observed that the first usually do not end up being successful. So most patients are required to go through more than one cycle.
The IVF package in Mumbai have the following criteria and the basic cost package includes the following:
- Ovarian Stimulation - Which typically includes the cost of medications, ultrasounds, different blood tests that are to be undertaken for the IVF treatment and ultrasounds scans which helps in monitoring the development.
- Egg Retrieval - The cost associated with egg retrieval which encompasses the use of anesthesia or sedation used during the procedure and the recovery time in the clinic.
- Lab Work - Procedures such as fertilisation which goes around 3-5 days.
- Embryo Transfer and Follow-up Arrangements - Price of these are also included in these packages.
Pre-cycle diagnostics, add-on treatments and medications are usually excluded, and additional cycles if any.
A single cycle usually costs around Rs. 1.2 to 2.5 lakhs.
No, the medications used in the IVF treatment are usually not included in the IVF package. The cost of medications are added separately. The bill usually mentions it separately.
The cost of IVF treatment costs around ₹1,20,000–₹3,00,000 for a single cycle and it can vary depending on the condition of the patients, location of the clinic, success rates. The addition of cost and treatment of medications add to the overall cost of the treatment. And costs can vary depending on that.
The following are the criteria for pregnancy within IVF treatment.
If there is an embryo transfer on the day 3 - 2 Weeks and 3 days of pregnancy.
And if on the day 5 of blastocyst transfer - 2 Weeks and 5 days of pregnancy.
The IVF cost in Mumbai with the donor program is around ₹2,70,000–₹4,45,000. The cost of treatment can vary on the basis of location and hospital chosen. It is important if planned before the treatment. The cost depends on whether the single sperm donor, egg donor or both sperm and egg donors are taken.
Yes, if the patient has to go through more than one cycle the price will rise. IVF cost in Mumbai for one cycle then will be added with other cycles to the total cost and then the overall cost of treatment rises. The basic or standard IVF cycle cost around ₹1,00,000 to ₹2,50,000, and it can be reduced by choosing multi-cycle packages or if used frozen embryos.
The reasons why the IVF cost rises is due to the advanced maternal age and if there are low ovarian reserves, additional charges due to laboratory charges, use of the donor gametes, embryo freezing programs, more than one IVF cycles and there can other costs that can raise the overall cost depending on the clinic chosen for treatment.
The cost of that has to be kept aside for accommodation during IVF treatment is around ₹2,000–₹8,000 per night, it advised to look for these expenses prior to treatments.
The cost of PGT during IVF is around ₹55,000–₹1,50,000+. Since this is the treatment which helps assure avoiding the transfer of genetic disorders to the baby. The cost of treatment raises the overall treatment.