- 26/18, West Patel Nagar
The estimated cost of having gestational surrogacy in India is around USD 30,000 including other expenses such as food, accommodation, maternity clothes, legal charges, screening and recruiting of the surrogate mother etc. This is very reasonable cost for a procedure where the fertility expert will collect the eggs and sperms of intended parents using an IVF procedure to form an embryo and once the embryo gets developed the best-chosen embryo will transfer into the uterus of the gestational surrogate mother and she will carry the pregnancy in her womb for 9 months and then she will hand-over the baby to his/her intended parents.
Commercial surrogacy is a booming industry in India for the childless foreign couples who are looking for the low-cost treatment to become a parent of an own baby. The Indian government is pushing such treatments done through medical tourism companies who have a large database of the healthy, fertile and young surrogate mothers and the wealthy foreigners are paying to these Indian surrogates to have their babies by using the womb of the Indian surrogate mother.
GET A FREE QUOTE
Babies born through gestational surrogacy is on rising and it is a very expensive procedure for the people living in abroad and this is the reason that they travel India because here the cost of the gestational surrogacy is very reasonable which is around USD 30,000 including all other expenses related to surrogate mother until the baby birth whereas the same procedure of gestational surrogacy will cost the couples from the U.S, the U.K, Australia, Canada etc. which is around USD 80,000 excluding the other expenses related to the surrogate mother.
The Indian gestational surrogate mother will highly paid to become pregnant with children of the couples who were not able to conceive a baby naturally and they need more assistance in having their own baby. Gestational Surrogate mothers are a growing trend in India for the women who are unable to carry the pregnancy in their own womb due to some medical issues with her uterus. This makes India is the most favored destination for all the people across the globe to visit India for the reasonable gestational surrogacy.
The surrogacy is the procedure which not only helps the married couples to have their baby but also the single parent or couple with same-sex can enjoy their parenthood happily with their own baby through a very reasonable surrogacy procedure in India.
The gestational surrogacy cost in India is comparatively less than other developed countries because the standard of living in India is drastically cheaper than in the Western countries. India is foremost in Surrogacy procedures because of low-cost treatment and the availability of the women who are ready to be a surrogate mother for someone else and will carry their baby in her womb for 9 months.
In India, the cost of the gestational surrogacy is around USD 30,000 whereas in other Western countries the cost of the gestational surrogacy is around USD 80,000 or more.
This is a medical procedure where IVF is used for embryo formation outside the body. The embryo is then transferred to the uterus of the surrogate mother, who carries pregnancy. Given below is a brief comparison between traditional vs gestational surrogacy.
In traditional surrogacy, the surrogate’s eggs are used in the procedure, while during gestational surrogacy the egg of the intended mother is used for the procedure. Sperm, on the other hand, remains the intended father’s only.
| Feature | Gestational Surrogacy | Traditional Surrogacy |
|---|---|---|
| Surrogate’s egg used | No | Yes |
| IVF generally required | Yes | Not necessarily |
| Surrogate genetically related to child | No | Yes |
| Embryo created in laboratory | Yes | Not necessarily |
| Used within India’s regulated framework | Yes, subject to eligibility | Not permitted because the surrogate cannot provide her own gametes |
The cost of gestational surrogacy in India is around ₹10 lakh to ₹20 lakh. And it is majorly based on the requirements, number of IVF attempts, use of donor gamete only of that is legally permitted, and if there are any expenses related to the treatment shall be added to the total cost of treatment.
Things to Remember:
GET A FREE QUOTE
The cost of gestational surrogacy in India (2026) is mentioned below, with each stage’s costs separately.
| Cost Component | Estimated Cost |
|---|---|
| Initial consultation and fertility evaluation | ₹10,000–₹30,000 |
| IVF cost for surrogacy per cycle for embryo creation | ₹1.5–₹3 lakh |
| IVF cost for surrogacy for medicines and stimulation | ₹40,000–₹70,000 |
| ICSI, if medically required | ₹30,000–₹60,000 |
| Embryo culture and laboratory procedures | ₹30,000–₹80,000 |
| Embryo freezing and storage | ₹20,000–₹50,000+ |
| Surrogate medical screening | ₹20,000–₹50,000 |
| Surrogate uterine preparation and embryo transfer | ₹30,000–₹60,000 |
| Pregnancy monitoring and antenatal care | ₹1.5–₹4 lakh+ |
| Delivery and hospital expenses | ₹1–₹3 lakh+ |
| Surrogate insurance | Varies according to policy |
| Legal, documentation and administrative expenses | Varies |
| Additional IVF or embryo-transfer cycle | ₹1–₹3 lakh+ |
| Approximate overall cost | ₹10–₹20 lakh+ |
The surrogacy agency fees is a culmination of legal, coordination and case management fees.
| Cost Component | Approximate Cost in India |
| Surrogacy Agency / Coordination Fee | ₹1–4 lakh |
| Surrogate screening & coordination | ₹20,000–₹50,000 |
| Legal & documentation support | ₹50,000–₹1.5 lakh |
| Case management / administrative support | ₹50,000–₹1.5 lakh |
The actual cost of treatment varies based on:
The total cost of gestational surrogacy in India is divided into several stages. Each component which adds to the treatment is mentioned below.
The process starts with the examination of the intended parents concerned. The following is typically included.
This is a major stage during gestational surrogacy. The embryo in this procedure is created before it is transferred to the surrogate.
This stage includes:
Medication adds to the overall cost of treatment and may be included separately in the IVF treatment bill.
ICSI is a medical procedure in which a single sperm is injected directly into a mature egg.
Embryos may be frozen for future use when they are not transferred immediately.
The surrogate mother is required to undergo medical evaluations before the treatment begins.
It includes:
Screening helps evaluate the condition of the surrogate mother and determine whether she is medically suitable for the pregnancy-related procedures.
An appropriate medical protocol is followed while preparing the surrogate mother’s uterine lining before the embryo transfer.
The cost may include:
Regular antenatal care is essential once the pregnancy is established for maternal and fetal well-being.
Expenses can include:
The cost of delivery depends upon several factors, including the hospital, type of delivery and length of hospital stay.
The main factors include:
Compared with a routine delivery, treatment and hospital costs may be higher if medical complications occur.
The major components that this package includes are mentioned below with a gestational surrogacy cost breakdown:
✔ The cost of fertility consultation
✔ IVF treatment cost
✔ Step of embryo culture
✔ Embryo Transferring
✔ Medications
✔ Screening for surrogate
✔ Observation for pregnancy
✔ Delivery
However, the patients going for these should not get the idea that each of these is included. It can vary as per the condition of the patients, location and doctors.
Before signing an agreement, checking the following is important and ask for a cost breakdown from them showing:
✔ Charges of IVF
✔ Medication
✔ Lab charges
✔ Embryo freezing cost
✔ Storage cost
✔ Embryo transfer
✔ Pregnancy care cost
✔ Cost of delivery
✔ Additional charges
✔ Legal charges
✔ Costs associated with complications
The basic gestational surrogacy cost in India does not include the following costs and if undertaken then an additional charges are added with the cost of treatment. Since these do not come under the cost of a basic gestational surrogacy cost package. It is suggested that one should go through the these once and check the total bill of the treatment.
The following are the factors that influence the cost of gestational surrogacy in India:
The practice of commercial surrogacy in India is completely illegal. Commercial surrogacy is not legal in India. Only altruistic surrogacy is legal in India. The national ART & Surrogacy Portal defines it as the one which has no charges, expenses, fees or monetary incentives of any nature are provided to the surrogate mother, and only the medical expenses to be paid which is prescribed for the surrogate.
Therefore, beware of agencies or any websites that claim a separate commercial “Surrogate Fee”
The practice of surrogacy is regulated under the Surrogacy (Regulation) Amendment Rules, 2026, on 17 June 2026. This is mainly about the registration fee and renewal of registration certificates for surrogacy clinics that are practising surrogacy.
The amendments include:
GET A FREE QUOTE
Surrogacy is not a medical treatment which is readily available to anyone who wants this for pregnancy. On the other hand, it consists of legal restrictions and multiple medical criteria.
It is clearly stated on government websites that one must qualify the medical conditions as per the law. The intending couple or the intended woman should be applicable for the required conditions.
And most importantly, the patients should have the required certificates and approvals before starting the treatment.
The surrogate mother should fulfil the following eligibility criteria:
Use of donor eggs or sperm is allowed for surrogacy in India, but only if the intended parents have certificates proving their medical condition and that they require donor eggs or sperm. If the intended parents are not medically fit to provide their gametes for IVF, then, under specific medical conditions they are diagnosed with, they are permitted to use donor gametes during surrogacy.
The amendment that was dated back to 2023 presents restrictions on donor gametes. There are rules that have now been slightly changed with the new amendments that are made in the act for the regulation of surrogacy. So, it is advised that one should confirm the current government notification regarding the regulation act in India.
The rule of law for surrogacy limits the number of attempts to be three for the surrogate. Couples going for this treatment should not interpret that success is assured. Success is not guaranteed. It is mostly observed that the three attempts result in success of pregnancy.
The whole process through which gestational surrogacy in India works is mentioned below:
No fixed number of cycles can assure a successful pregnancy. There are a multitude of factors that affect the success of treatment.
It depends on the patient itself, which treatment is required, medications and the number of cycles. The major factor affecting the number of attempts are as follows:
The cost of gestational surrogacy differs with every clinic and the location you choose for IVF treatment.
| City | Broad Cost Consideration |
| Delhi NCR | IVF, hospital, pregnancy and delivery charges can vary considerably |
| Mumbai | Private hospital and fertility-centre costs may be relatively high |
| Bengaluru | IVF laboratory and specialist costs vary by centre |
| Hyderabad | IVF and maternity costs vary by hospital and treatment plan |
| Chennai | Fertility, maternity and laboratory costs vary by provider |
| Kolkata | Package inclusions and hospital charges differ between clinics |
| Pune | IVF and maternity expenses depend on clinic and hospital |
| Ahmedabad | Costs depend on IVF protocol and hospital facilities |
There are multiple factors that affect the cost of IVF treatment. And in different cities the criteria for charging for fertility treatments.
For international patients planning to come to India for gestational surrogacy there are few things that international should remember while planning to come to India for treatments. The international surrogacy cost differs from cost of gestational surrogacy in India. The following are eligible for undergoing surrogacy in India.
International patients should create a separate budget for the following:
Patients should also look for additional expenses that are added to the overall cost of treatment.
It is important that clinics should present these additional costs separately and clearly. These are the costs that can come up and this budget should be made around this.
These are the multiple factors that help in differentiate between the costs of gestational surrogacy. One should check the following charges:
The factors above can help differentiate between the costs of clinics.
Choosing the right surrogacy clinics in India can be difficult but following the tips mentioned below can help you choose the right clinic.
GET A FREE QUOTE
The cost of gestational surrogacy in India is not a single amount that one can depend on. It is shaped by multiple factors. The medical protocols, what a specific case needs, the legal formalities, and the kind of support you need throughout the whole process. It is advised that they should clearly understand the costs with the clinic and legal teams to avoid further confusion.
A surrogate is not entitled to any fee or profit from the intended parents, since commercial surrogacy is not legal in India and only altruistic surrogacy is legal in India.
The cost of gestational surrogacy in India is around ₹10,00,000 to ₹25,00,000 (US$10,438 to US$26,096).
It is due to multiple reasons, such as technology, the experience of the embryology staff, services such as counselling, legal coordination, post treatment support.
Not always, and this trips up a lot of people. Some clinics fold the IVF cycle right into the surrogacy package, others treat embryo creation and surrogacy management as two totally separate stages with their own bills. Honestly, the only way to know is to ask don't assume anything's included just because it feels like it should be.
The couples should check before signing, find out whether a second (or third) transfer attempt is already covered, or whether it gets treated as a brand-new cycle with a brand-new bill. That single clause in the agreement can end up mattering more than the headline price.
Yes, and people often forget to budget for these. Between the documentation it is important that one should check costs such as the consent processes and the court or district-level approvals required under the Surrogacy (Regulation) Act 2021, legal work comes with its own separate fees. Get a lawyer's estimate early rather than treating it as an afterthought.
It's less about paying "more" and more about the rules being different. Eligibility for NRIs and OCI cardholders isn't the same as it is for resident Indian citizens, which affects which clinics you can even work with and what paperwork you'll need and that ripple effect can quietly push your timeline and costs around.
There's usually more after the initial package than people expect prenatal care, sometimes housing or a stipend for the surrogate, and the possibility of medical complications along the way. A clinic worth trusting will spell out exactly how each of these is handled in the contract, not leave you to guess.
Ask for an itemised breakdown, not just a headline figure that's really the whole trick. And push for clarity on the messier scenarios too: what happens with a failed transfer, a longer-than-expected timeline, or a medical complication. If a clinic can't answer that clearly upfront, take it as a sign.
